How do I Repair My Vehicle, and Get Fair Compensation for It?

What if My Vehicle Is “Totaled”? If the cost to repair the vehicle exceeds its “fair market value,” the insurance company can “total” it.

• This means that instead of repairing it, the insurance company can pay you its “fair market value.”
• But HOW do they determine what the “fair market value” is?

The guiding authority on “fair market value” is the NADA “Blue Book.” However, the insurance company may calculate the “fair market value” in a way more favorable to them.