Archives: FAQs
This is an intelligent question, one that many people have. There are several advantages that an attorney can offer you if you have been in an accident. First, you can be set up with medical treatment without any medical insurance, which is very difficult to…
A claims adjuster will often want to take a recorded statement from you. Never give any insurance company a recorded statement. Do not even give a recorded statement to your own insurance company. The insurance company will tell you they need to take a recorded…
Property and injury claims are separate. There are usually two separate claims which arise from a collision: the property damage claim and the personal injury claim.
What if My Vehicle Is “Totaled”? If the cost to repair the vehicle exceeds its “fair market value,” the insurance company can “total” it. This means that instead of repairing it, the insurance company can pay you its “fair market value.” But HOW do they…
If you feel that the value of your vehicle is too low, here are some things you can do. The goal is to demonstrate why the value of the vehicle is more than they have offered. (Note: If you are offered “Blue Book,” courts often…
You are usually entitled to a rental (if there is applicable insurance) in the following situations: Where the vehicle is not drivable, is unsafe to drive, or if the vehicle is in the repair shop. If you get a rental, remember that the insurance company…
The idea of the rental car is to provide you with transportation while the car is being repaired. Once your car is fixed, any right you may have to a rental car terminates. However, you must not keep the rental past the time you have…
Once the insurance company makes an offer to settle the property damage on a “totaled” vehicle, they are no longer obligated to keep you in a rental car. You may try to negotiate a deal with the insurance company where they will keep you in…
In order to make a claim, it is necessary for you or your lawyer to call your insurance company to report the case. This is also a requirement for any PIP or Med-Pay Benefits. (If you have no insurance, call the insurance company of the…
You may be able to get reimbursed for wages you lose as a result of an injury. However, there are strict requirements for being able to successfully get lost wage reimbursement. Carefully Document Lost Wages. The key to recovering lost wages is being able to…
