Rentals If Your Vehicle Is Totaled:

Once the insurance company makes an offer to settle the property damage on a “totaled” vehicle, they are no longer obligated to keep you in a rental car. You may try to negotiate a deal with the insurance company where they will keep you in a rental car for three days after the property damage check is received.

• Argue that once you get the money, you still need time to go buy another car.

If the insurance company offers an unfairly low amount to settle the claim, you can make a choice whether or not to take it. What if you refuse the property settlement on the vehicle, and stay in the rental while trying to get a fairer offer:

• If it is found that the insurance company’s offer was too low, then they will be responsible for the cost of the additional rental car period.
• If it is found that the insurance company’s offer was fair and reasonable, then you may be held responsible for the cost of the additional rental car period.

If Your Car Is Safe To Drive: Get 2 Estimates. Take your vehicle to two reputable car dealerships and have two separate estimates done.

• We recommend that you go to an actual dealer of the type of vehicle you drive.

The reason to get these estimates is to combat the insurance company’s own estimate. The insurance company will make an artificially low estimate. The reason they give you a low estimate is because it makes the force of your collision appear less than it actually was. If they say that you only had $900 of damage to the vehicle, where the damage was actually $1,400, they have just tried to make the violent force of the collision seem less than it was. By having 2 other estimates (or at least one), we can rebut this devious tactic. You must be compensated for the frustration, inconvenience and distress that comes from having your vehicle wrecked. We can help.

Posted in: General FAQs