Instructions for Calling in Claim To Your Insurance Company
In order to make a claim, it is necessary for you or your lawyer to call your insurance company to report the case. This is also a requirement for any PIP or Med-Pay Benefits.
(If you have no insurance, call the insurance company of the vehicle you were in.)
We will be glad to call your insurance company for you. However, if you choose to make this initial call yourself, do the following:
There are only 3 things to tell the insurance company:
- A very brief summary of how the accident happened; and
- That you were hurt; and
- That any further information will have to come through your lawyer.
Do NOT go into any further detail about your injury. Do NOT give a recorded statement. Do Not Answer Other Questions. They might ask the following questions:
- What are your injuries?
- Have you ever been in an accident before?
- What doctors are you are seeing?
DO NOT ANSWER ANY OF THESE QUESTIONS!
Tell them that your lawyer will give them all of this information.
Do NOT Give A Recorded Statement. If they ask you for a recorded statement, get off the phone. Here is an example of what to say when you call the insurance company to report the claim:
- “My name is (give them your name). I was in an automobile accident on (give them the date).
- “I am represented by attorney Bruce A. Blaylock with Bulman, Dunie, Burke & Feld and his phone number is 301.951.1800301.951.1800.
- “They have advised me to call this claim in to you. However, I am only going to discuss how this accident happened. I am not going to discuss any issues relating to my injuries so please do not ask any health related questions. Also, please do not record this conversation.
- “Any additional information will come from my attorney Bruce A. Blaylock.
- “After we are through talking, I would like you to give me a claim number. Then I would like you to call my attorney Bruce A. Blaylock at The Law Offices of Bulman, Dunie, Burke & Feld.
- “May I now give you a very brief summary of what happened?”.
Posted in: General FAQs