How do I Challenge Insurance Company’s Valuation?

If you feel that the value of your vehicle is too low, here are some things you can do.

The goal is to demonstrate why the value of the vehicle is more than they have offered.
(Note: If you are offered “Blue Book”, courts often find that it is fair.)
The best way to prove its value is to look in newspapers and auto sales magazines to find the same vehicle in the same condition selling for the amount you believe is fair.
Look for advertisements showing the same vehicle, in the same condition, selling for more than the insurance company has offered.

Incorporate into this any additional arguments, such as the ones listed below:

The condition that the vehicle was in prior to the accident.
Any new purchases or recent add-ons to the car which increase its value (such as a CD Player, new tires, etc…)
Any recent major repairs (such as a new transmission).
Low mileage, if applicable.